(Last updated March 1, 2017)
This notice is being provided to you in accordance with the Securities and Exchange Commission’s rule regarding the privacy of consumer financial information (“Regulation S-P and S-AM”). Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Please take the time to read and understand this Privacy Notice which summarizes the non-public personal information we gather, how we share that information and how we safeguard (protect) that information.
CONFIDENTIALITY AND SECURITY
The security of your account is important to us. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide financial products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. All employees are instructed to protect the confidentiality of your personal information as described in these policies, which are strictly enforced.
Information We Collect
We collect and store personal information that you voluntarily provide to us in order for us to provide financial services and products to you as well as data related to your Website visit and usage. Personally identifiable and financial information is any information about you that is personally identifiable, such as your name, address, email address or phone number, that we receive from you on applications or other forms, information about your transactions with us, our affiliates, or others, information we receive from a consumer reporting agency, and any other information that is not otherwise publicly available. Information that you provide on applications, questionnaires, subscription documents, or other forms including name, address, social security number, assets, spending habits, investment objectives, financial goals, statements of account, and other records concerning your financial plan interests, wills, trusts, mortgages, tax returns, and income. Information about your transactions with us, our affiliates, or others (e.g. custodians, clearing firms, or other chosen investment providers, record keepers, and insurance providers) such as balances, payment history, parties to transactions, account usage.
In addition, during your visit, we automatically collect certain aggregate information related to your Website visit. Aggregate information is non-personally identifiable or anonymous information about you, including the date and time of your visit, your IP address, your computer browser information, the Internet address that you visited prior to and after reaching the Website, the name of the domain and host you used to access the Internet, and the features of our Website which you accessed.
How We Use Information
We use collected information to make available and to improve our high standard of reliable financial services. We use such information to: respond to inquiries or service requests and monitor such responses; provide information about and market our products or services resolve problems, and manage the Website and assess its usage.
Disclosure of Information
We restrict the disclosure of your personal non-public and confidential information. We only disclose your information as indicated or as required by law. In accordance with Section 248.13 of Regulation S-P (and S-AM), we may disclose all of the information we collect, as described above, to certain non-affiliated third parties such as attorneys, accountants, auditors and persons or entities that are assessing our compliance with industry standards. We enter into contractual agreements with all non-affiliated third parties that prohibit such third parties from disclosing or using the information other than to carry out the purposes for which we disclose the information.
We may share client information with third party sub-advisers who specialize in strategies outside the scope of our traditional product suite. Clients are not required to use the services of the third party sub-advisers and may limit the information we provide.
Federal law gives you the right to limit our sharing information with an affiliate for their everyday business purposes except when we have a sub-advisory relationship with that affiliate. State laws may give you additional rights to limit sharing. Please contact us in writing to limit the sharing of your personal information at 220 S. School Ave., Fayetteville, AR 72701 or you may email our Chief Compliance Officer Nik Paunov at email@example.com.
Links and Redirection to Third Party Sites
SHARING INFORMATION WITH THIRD PARTIES NOT AFFILIATED WITH CABANA, LLC
We disclose information to unaffiliated third parties as required or permitted by law. Please be assured that whatever the reason for sharing your personal information, we take steps to assure that those parties respect your privacy by limiting the use of the information to the purpose for which it was disclosed. These unaffiliated third parties may include:
Cabana strives to maintain accurate personal information in our Client files at all times. However, as personal situations, facts and data change over time, we encourage our Clients to provide feedback and updated information to help us meet our goals.
If you end your relationship with Cabana LLC, we will continue to adhere to the policies and procedures described in this notice.
Effective Date; Policy Changes
Limitation of Liability
UNDER NO CIRCUMSTANCES SHALL CABANA BE LIABLE FOR ANY DAMAGES (INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL, LOST PROFITS OR LOST REVENUE) THAT RESULT FROM THE USE OF THE INFORMATION OR MATERIALS ON THIS WEBSITE, EVEN IF CABANA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
This policy is governed by the laws of the State of Arkansas without giving effect to any principles of conflict of law.
To contact us with your questions or comments regarding this policy or the information collection and dissemination practices of this Website, please email us at: firstname.lastname@example.org or call us at (479) 442-6464.
All trademarks, service marks, and other proprietary materials herein are the property of CABANA, LLC 2017. All rights reserved.