Individual Investorsindividual investors

Cabana portfolios provide a powerful new model for sheltering investors from risk.

We seek to participate in market advances while protecting investors from losing more than their risk-tolerance levels allow, using a comprehensive and robust proprietary algorithm based on extensive academic and mathematical research.

Our proprietary algorithm actively manages diversified portfolios of exchange traded funds (ETFs) comprised of asset classes whose underlying investments are deemed attractive in the current business cycle. Based on years of research, our algorithm evaluates underlying economic conditions in real time, as market cycles unfold. Investments are continuously monitored, allocated and reallocated among non-correlated and inversely correlated asset classes to reduce exposure to potential declines.

Our returns are based on clearly defined objectives and expectations.

While many investment strategies seek to participate in the market’s upside and protect from the downside, our strategies encourage investors to set boundaries for risk taking and seek to limit “drawdown,” the maximum amount an investment can be expected to fall during a specific period.

Cabana seeks returns that exceed the performance of the S&P 500 and its benchmark the Vanguard Balanced Index Fund (VBINX) with far lower levels of drawdown, therein shielding investors from market downturns such as those seen in 2008-2009.
 investment strategies

In fact, from January 2, 2008 – January 2, 2009, the Cabana Moderate Portfolio delivered a 3.2% return after fees while the S&P 500 delivered -34.3% and the VBINX, the portfolio’s benchmark, delivered -20.4%.

The goal of our highly diversified, risk-averse strategies is to deliver consistent, superior performance over the intermediate to the long term.


Fiduciary Responsibility:

Our team is fully committed to fulfilling our fiduciary duties while continually performing to the highest levels of ethics and customer service.

We strive to uphold all “fiduciary” standards of a registered advisory firm. This requires us to always act in our clients’ best interests first, and not for our own benefit.

Cabana’s clients do not pay commissions but rather a percentage fee of assets under management with the firm. This ensures that our interests are aligned with yours as we work toward the same goal of protecting and growing your assets. We do not hold any conflicts of interest and will disclose any conflicts if they arise, as well as any fees we pay to others on our clients’ behalf.

Our Moderate Portfolio performance data is compliant with the Global Investment Performance Standards (GIPS), the highest level of ethical standards for fair representation and full disclosure of investment performance.

Banking and Loan Services:

Investors in the Cabana Family of Portfolios have access to banking and loan services through Interactive Brokers and TD Ameritrade, as well as other banks and custodians. These services allow you access to leading rates for loans on margin, an alternative to obtaining a mortgage or other loans for large-ticket items. Loans are secured entirely by assets within your account, so there is little paperwork or other collateral required. Loans are offered at industry leading markets rates for accounts of more than $100,000 that are eligible for portfolio margin status. With your loan, your assets remain invested so you continue to receive dividends and interest as well as capital appreciation. Funds with favorable arbitrage – dividend and interest payments that exceed your margin rates – remain liquid.

  • Rates on $1 million accounts are approximately 1% annually
  • Loan to value (LTV) ratios may be in excess of 75%, due to the stability of the Cabana portfolios
  • No closing costs or hidden fees

For more information contact your financial advisor or a Cabana financial advisor today.